Period
Below 15 lacs(% p.a)
Above 15 lacs(% p.a)
15 days to 45 days
3.00
3.00
46 days to 90 days
4.00
4.00
91 days to 179 days
5.25
5.25
180 days to less than 1 year
6.25
6.25
1 year to less than 2 year
7.25
7.25
2 years to less than 3 years
7.25
7.25
3 years to less than 5 years
7.25
7.25
5 years to less than 8 years
7.75
7.75
8 years and up to 10 years
8.00
8.00
HOUSING LOANS : (w.e.f. 01.07.2009 )
Period
Upto 30 lacs
Above30 lacs
Upto 5 years
9.25%
10.25%
Above 5-15 years
9.25%
10.50%
Above 15 to 20 years
9.50%
10.75%
Education Loan
For loans up to Rs.4 lakh
11.20% per annum
For loans above Rs.4 lakh
12.50% per annum
Car Loan
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